Welcome to
Mercedes-Benz of Buckhead’s Finance Center!

Welcome to the virtual financing department of your regional Mercedes-Benz dealer. Our chief interest is in helping our customers obtain the best interest rates even if they have black marks on their records. While it is important to demonstrate that you have the means to afford a vehicle and a steady job, there is more to consider. The general public is safer when lenders help working-class people obtain the reliable vehicles they need to commute each day.

Is Financing a Car a Good Idea?

Purchasing a Mercedes-Benz is a great investment because there is a huge resale market for used vehicles. Financing the purchase makes it easier to break up the payments. You don’t have to tie up large volumes of capital and can enjoy the ride. The secret to benefiting from a finance plan is preventative maintenance. When you go beyond replacing parts as they fail and overhaul high-wear items in one consolidated repair, you save yourself from the pressure to trade in the vehicle. If you let little things go, they will escalate and grow into problems that become more expensive to repair than may be practical.

Financing a vehicle also helps you obtain better credit scores. Having a vehicle purchase on your credit history and demonstrating the ability to make timely payments are prerequisites for obtaining a home mortgage loan. When you finance a vehicle, you do not incur any penalties for incidental damage or high miles. This takes a world of stress out of driving your vehicle in bad weather and long distances. You can also customize your vehicle and drive it at higher speeds on the track without worries.

It is always better to purchase a vehicle of a new generation. When you purchase any model that is in the second year of its production, you can bet that all the bugs were worked out and that the newer models will all be very similar.

Is There a Minimum Credit Score to Finance a Car?

Your credit score is just one piece of the puzzle that creditors look at when they decide whether they are willing to extend you a line of credit for an auto loan. Our customers benefit from our reputation for quality. Lenders know that the vehicles we sell will never leave our customers underwater on a loan and unable to make their daily commute. They know that if a customer fails to make payments, they can easily repossess the vehicle and resell it without worries. Your leverage in working out a financing deal with bad credit is facilitated by our strong reputation for quality.

Of course, because every case is unique, we are unable to make promises. However, considering that any auto loan with us is a low-risk bet for lenders to reclaim the money owed, a number of lenders are willing to work with our customers on purchasing a new or used vehicle. Lenders know that we recondition our vehicles to maximize the quality and reduce the chances of a premature failure. Nevertheless, lenders also consider the stability of your profession and your income record to assess the worst case scenario. In any case, it is always better to find a co-signer with good credit if you have some black marks on your credit history for sake of obtaining the best rates.